Tory 'Dementia Tax' Forces Insurance Schemes And Robs Families Of
As is always the way with our biased and Tory owned TV and Print media, the Tory's manifesto is not being scrutinised for what it really is - a return to the 1870s!
One of the worst elements within the classic Tory attack on the poor and elderly, is their new idea of stealing the inheritance of their families, which is being sold as a way of stopping elderly and infirm people from having to sell their homes - whilst they are alive!
Once dead, this is the true situation their families will find themselves in writes Graham Wilson, CWU's North West Region Retired Members Committee chair, in an email to the Union's pensioners:
"Social Care will cost more whether it’s residential or domiciliary if you’re unfortunate enough to need it. And they’ll snatch all but £100,000 of your home when you die.
Quoting Barbara Keeley, shadow minister for social care, he adds:
“In their last manifesto, they promised a cap on care costs. But they broke their promise, letting older and vulnerable people down."
Why is it right that if you get cancer the NHS look after you but if you get dementia you’re the responsibility of the local authority?"
The Tory think-tank, The Bow Group Chairperson Ben-Harris Quinney totally condemned his own party manifesto by saying this about the 'dementia tax':
"These proposals will mean that the majority of property-owning citizens could be transferring the bulk of their assets to the Government upon death, for care they have already paid a lifetime of taxes to receive.
Even further the Bow Group Health Research Fellow Dr Jon Stanley said on their website on 18th May after the launch of the Tory manifesto:
"...In 2016 we voted for a bonfire of directives from Europe, but we will see a bonfire of home ownership before either unless the government rapidly reverses it's proposed formula for funding long term care.
Social media is going mad over this new tax on the elderly and infirm. Phil Lewis, a 92 year old pensioner posted this quote from a city worker on his Face Book account:
"The Conservatives will attempt to soften the blow by promising that pensioners will not have to sell their homes to pay for their care costs while they or a surviving partner are alive.
As was reported by the Mirror in May of 2016, the Health Secretary Jeremy Hunt in a hearing at Westminster, eluded to this policy 12 months ago. The newspaper report stated:
In another exchange today, Mr Hunt revealed one reason for shelving the Tories' £72,000 'care cap' until 2020 was because a private insurance market couldn't be created to go with it.
The Health Secretary said the policy was "designed" to encourage life insurance firms to create policies to cover the cost up to £72,000.
But he said: "We saw no signs of that insurance market being developed so we need to rethink."
Although he insisted the cap was still government policy he said: "I think the long term funding over the next few decades of our own social care is something we need to give a lot more thought to as a society.
"I think we decided after the war that it was incredibly important for us to be a society where the norm was for people to save for their pensions."
Phil Lewis also added this to his FB timeline, ,although there is no source attributed to it:
" People need to read the small print associated with this because its a lot nastier than it looks.
I work in the City.
In fact the above view was generally supported by a previous Coalition minister in the form of the Libdem's when he said that people will have to take on insurance in order to pay for their healthcare after their death.
Finally even Sir Andrew Dilnot has condemned the Tory plan:
“There’s nothing you can do to protect yourself against care costs, you can’t insure it because the private sector won’t insure it, and by refusing to implement the cap that Conservatives are now saying they’re not going to provide social insurance for it."
Concluding his comments he said:
“So people will be left helpless knowing that what will happen is if they’re unlucky enough to suffer the need for care costs, they’ll be entirely on their own until they’re down to the last £100,000, all of their wealth including their house,” he said.
Source: Daily Mirror / Phil Lewis / The Bow Group / Graham Wilson / The Guardian